If you don't know the parcel number please identify it before starting the application.
|AFFIDAVIT||A document that gives a written or printed declaration or statement of facts and is confirmed by an oath or affirmation.|
|ASSIGNMENT||A document that transfers a loan or debt (Deed of Trust and Note) to another, which gives a third party the right to the money collected in payment of the debt.|
|COVENANTS||Covenants are a list of stipulations as to how real estate may be used or what may be built or put on the real estate. (Also known as restrictive covenants.)|
|DEED||A document that legally transfers ownership of property (real estate) from one person (grantor) to another (grantee).|
|EASEMENT||A document in which the owner of real estate gives another the right to use owner's land for a special purpose such as access across one's property to get to another's property or to run a utility line.|
|DEED OF TRUST||An instrument that secures the repayment of a sum of money or the performance of other conditions. This is a three-party document: the borrower, the beneficiary, and the trustee or trustees who hold the legal title or control of the property.|
|MODIFICATION DEED OF TRUST||A document that alters, adds or cancels some of the terms or stipulations but leaves the general purposes or effect of the document intact.|
|RIGHT OF WAY||The right of passage across another's property.|
|SUBORDINATION AGREEMENT||An agreement for a document to be placed in order behind or lower than a subsequently recorded document. (Example: Agreement for a first lien Deed of Trust to be put behind or follow the second lien Deed of Trust.)|
|SUBSTITUTION OF TRUSTEE||A document through which the beneficiary, owner, or holder of the note replaces or appoints a new trustee on a Deed of Trust.|
|RECONVEYANCE||A document made by the Trustee or Substitute Trustee on the Security Instrument when the obligation has been fulfilled, to terminate the record previously filled with a Deed of Trust.|
|LIEN||A lien is a claim or legal right against assets that are typically used as collateral to satisfy a debt.|
If you need assistance, please call (801) 399-8075 or visit our office at 2380 Washington Blvd. Suite 380, Ogden, Utah 84401. Our office hours are Monday through Friday, 8 a.m. to 5 p.m.